Personal Banking Team Bios
Patti Judson
Vice President & Main Office Manager
Patti has 24 years of banking experience, primarily in the area of Branch Banking. Her first 19 years were with
Bank One (formerly NBD Ann Arbor Region) where she spent 8 years in Auditing and 4 years supervising Commercial
Loans Operations.
Joan Hendricks
Assistant Vice President and Relationship Banking Officer
Joan has 9 years experience in the branch banking environment, beginning her career at NBD (Bank One). Joan is
primarily responsible for managing customer relationships in her position as Relationship Banking Officer and
holds an Associates Degree from Davis College in Toledo, OH.
Cyndi Shaeffer
Branch Operations Supervisor
Cyndi has over 10 years experience serving customers in the branch environment. Her previous experience was with
Key Bank as a teller and assistant branch manager.
Rhoshebie Argo
Branch Manager
Rhoshebie has over 7 years of banking experience, primarily with First of America (National City) where she
worked in the branch system as a Customer Service Representative and Teller. Rhoshebie holds a Bachelors
Degree in Communications from Eastern Michigan University.
David Pate
Traver Village Branch Supervisor
David has worked in the financial services industry for five years previously holding positions as Financial Advisor
and Assistant Banking Center Manager.
Russell Hines
West Stadium Office Branch Manager
Russell been working in the banking industry for over 20 years and has held a variety of management positions
in banking, working with Comerica, Manufacturers Bank and Community Bank of Dearborn. Russell has a Bachelor
of Business Degree from Eastern Michigan University.
Dennis Ticknor
Ellsworth Office Manager
Dennis has an extensive branch management and lending background, and has worked in the banking industry for
the past 35 years. He is also the bank's Health Savings Account Specialist.

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