Whether you have an unexpected expense or need to cover an error in your checkbook, our overdraft protection options will be there to keep you going. Choose from one of
the following ways to protect against overdrafts.
Overdraft Protection Depository Transfer
Transfers from a pre-determined depository account will be activated when your checking account is overdrawn. Transfers are made in multiples of $100 with a small
transaction fee. Transfers are limited to six per statement cycle.
Overdraft Protection Line of Credit
Overdraft lines are available in amounts of $500 to $10,000. The overdraft line is activated when your checking account is overdrawn. Loans are dispensed in multiples
of $100 with a small transaction fee and carry a fixed rate until repaid. Payment is automatically deducted from your Bank of Ann Arbor checking account on the last
day of your statement cycle.