Bank of Ann Arbor Routing Number: 072413735
Bank of Ann Arbor SWIFT BIC: ANNAUS33
Bank of Ann Arbor NMLS ID: 532149
The right checking for your everyday money and savings options for your long-term goals. With easy-to-use online tools and mobile apps too.
You need to devote your energies to the health and growth of your business. We'll help with the financial resources and tools to fuel it.
You work hard to accumulate wealth for your family's needs. We'll help you with retirement and sharing it with loved ones or a favorite charity.
Our mission is helping our communities thrive through our time, effort, financial resources, and making our customers our top priority.
The credit process is a review of your business loan package by a Bank of Ann Arbor commercial banking officer. Since the source of loan funds is
depositor money and we are required to repay that money when requested, the credit review process helps
Bank of Ann Arbor make wise loans.
Your commercial banking officer will review your business loan package based on criteria known as the "Five C's of Credit."
You'll want to make sure all of these items are evident in your loan package to ensure a thorough review.
Once our commercial banking officer determines that your loan request has potential, he or she will turn it over to
our Credit Team. Here a qualified credit analyst will conduct a thorough review of the loan package. Working together
with you, our credit analysts and your commercial banking officer will structure a loan that meets your business needs.
The loan package will then be presented to our locally based loan committee for final approval. Our loan committee
meets weekly to provide quick turnarounds on loan requests.
When you are ready to apply for a business loan at Bank of Ann Arbor, our loan application checklist will help you gather the needed information.
To arrange a meeting with one of our experienced commercial lenders please contact us at 734.662.1600.
Loans are subject to credit approval, verification, and acceptable collateral evaluation.
Bank of Ann Arbor is an equal opportunity lender.
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