Deposit Rates

Current as of: 08/18/2022

Fees may reduce earnings

Certificate of Deposit

Term/Product Interest Rate Annual Percentage Yield
3 Month Retail CD 0.25% 0.25%
6 Month Retail CD 0.30% 0.30%
12 Month Retail CD 0.65% 0.65%
18 Month Retail CD 0.85% 0.85%
2 Year Retail CD 1.09% 1.10%
4 Year Retail CD 0.90% 0.90%
5 Year Retail CD 0.95% 0.95%
For deposits of $1,000 to $99,999
A penalty may be imposed for early withdrawal

Jumbo Certificate of Deposit

Term/Product Interest Rate Annual Percentage Yield
7 - 29 Days 0.10% 0.10%
30 - 89 Days 0.15% 0.15%
90 - 119 Days 0.30% 0.30%
120 - 179 Days 0.35% 0.35%
180-269 Days 0.50% 0.50%
270 - 365 Days 0.70% 0.70%
$100,000 to open
A penalty may be imposed for early withdrawal

Commercial Money Market Checking

Term/Product Interest Rate Annual Percentage Yield
$1 - 99,999 0.10% 0.10%
$100,000 - 999,999 0.20% 0.20%
$1,000,000 & over 0.25% 0.25%
$1,000 minimum to open
Excludes for profit corporations and partnerships

Personal Money Market Checking

Term/Product Interest Rate Annual Percentage Yield
$1 - 2,499 0.02% 0.02%
$2,500 - 9,999 0.02% 0.02%
$10,000 & over 0.20% 0.20%
$500 minimum to open.

Money Market Savings

Term/Product Interest Rate Annual Percentage Yield
$1 - 4,999* 0.02% 0.02%
$5,000 - 24,999 0.12% 0.12%
$25,000 - 99,999 0.25% 0.25%
$100,000 - 499,999 0.30% 0.30%
$500,000 - 999,999 0.30% 0.30%
$1,000,000 & over 0.40% 0.40%
$500 minimum to open personal account
$5,000 minimum to open commercial account
*Excludes Commercial Money Market savings accounts.

Statement Savings For Minors

Interest Rate Annual Percentage Yield
0.25% 0.25%
$10.00 minimum to open


Passbook Savings Or Statement Savings

Interest Rate Annual Percentage Yield
0.25% 0.25%
$100 minimum to open


Smart One

Term/Product Interest Rate Annual Percentage Yield
1 - 999 0.00% 0.00%
1,000 - 9,999 0.02% 0.02%
10,000 - 99,999 0.20% 0.20%
100,000 - 499,999 0.25% 0.25%
500,000 & Over 0.30% 0.30%
$10,000 minimum to open


Community Interest Checking

Term/Product Interest Rate Annual Percentage Yield
1 - 999 0.00% 0.00%
1,000 - 9,999 0.10% 0.10%
10,000 - 99,999 0.10% 0.10%
100,000 - 499,999 0.20% 0.20%
500,000 & Over 0.25% 0.25%
$10,000 minimum to open


Health Savings Accounts

Term/Product Interest Rate Annual Percentage Yield
0 - 999 0.05% 0.05%
1,000 - 4,999 0.15% 0.15%
5,000 - 9,999 0.30% 0.30%
10,000 + 0.90% 0.90%
$50 minimum to open





 
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Proud Sponsor of the Sonic Lunch summer concert series since 2008