Deposit Rates

Current as of: 03/24/2017

Fees may reduce earnings

Certificate of Deposit

Term/Product Interest Rate Annual Percentage Yield
3 Month Retail CD 0.15% 0.15%
6 Month Retail CD 0.25% 0.25%
12 Month Retail CD 0.30% 0.30%
18 Month Retail CD 0.35% 0.35%
2 Year Retail CD 0.40% 0.40%
4 Year Retail CD 0.70% 0.70%
5 Year Retail CD 0.95% 0.95%
For deposits of $1,000 to $99,999
A penalty may be imposed for early withdrawal

Jumbo Certificate of Deposit

Term/Product Interest Rate Annual Percentage Yield
7 - 29 Days 0.10% 0.10%
30 - 89 Days 0.15% 0.15%
90 - 119 Days 0.20% 0.20%
120 - 179 Days 0.25% 0.25%
180-269 Days 0.30% 0.30%
270 - 365 Days 0.40% 0.40%
$100,000 to open
A penalty may be imposed for early withdrawal

Commercial Money Market Checking

Term/Product Interest Rate Annual Percentage Yield
$1 - 99,999 0.02% 0.02%
$100,000 - 999,999 0.10% 0.10%
$1,000,000 & over 0.15% 0.15%
$1,000 minimum to open
Excludes for profit corporations and partnerships
For rate information on former New Liberty Bank Business NOW checking accounts, please call 734.455.1511.

Personal Money Market Checking

Term/Product Interest Rate Annual Percentage Yield
$1 - 2,499 0.02% 0.02%
$2,500 - 9,999 0.05% 0.05%
$10,000 & over 0.10% 0.10%
$500 minimum to open.
For rate information on former New Liberty Bank NOW checking accounts, please call 734.455.1511.

Money Market Savings

Term/Product Interest Rate Annual Percentage Yield
$1 - 4,999* 0.02% 0.02%
$5,000 - 24,999 0.02% 0.02%
$25,000 - 99,999 0.05% 0.05%
$100,000 - 499,999 0.10% 0.10%
$500,000 - 999,999 0.15% 0.15%
$1,000,000 & over 0.20% 0.20%
$500 minimum to open personal account
$5,000 minimum to open commercial account
*Excludes Commercial Money Market savings accounts.
For rate information on former New Liberty Bank Money Fund savings accounts, please call 734.455.1511.

Statement Savings For Minors

Interest Rate Annual Percentage Yield
0.10% 0.10%
$10.00 minimum to open


Passbook Savings Or Statement Savings

Interest Rate Annual Percentage Yield
0.10% 0.10%
$100 minimum to open
For rate information on former New Liberty Bank Statement savings accounts, please call 734.455.1511.


Smart One

Term/Product Interest Rate Annual Percentage Yield
1 - 999 0.00% 0.00%
1,000 - 9,999 0.02% 0.02%
10,000 - 99,999 0.10% 0.10%
100,000 - 499,999 0.15% 0.15%
500,000 & Over 0.15% 0.15%
$10,000 minimum to open


Community Interest Checking

Term/Product Interest Rate Annual Percentage Yield
1 - 999 0.00% 0.00%
1,000 - 9,999 0.02% 0.02%
10,000 - 99,999 0.10% 0.10%
100,000 - 499,999 0.15% 0.15%
500,000 & Over 0.15% 0.15%
$10,000 minimum to open
For rate information on former New Liberty Bank Non-profit checking accounts, please call 734.455.1511.


Health Savings Accounts

Term/Product Interest Rate Annual Percentage Yield
0 - 999 0.17% 0.17%
1,000 - 4,999 0.35% 0.35%
5,000 - 9,999 1.49% 1.50%
10,000 + 2.47% 2.50%
$50 minimum to open





Interest Rates
 
BOAA Infographic