Individual Retirement Accounts

With the need for retirement planning so great, it is fortunate there are so many diverse ways to save for the future. Even so, selecting the proper retirement savings vehicles requires the skilled guidance of a financial consultant who can identify and explain a variety of retirement planning strategies and help you choose the ones that are best for you.

Whatever your goals in life, you've planned ahead and worked every step of the way to achieve them. Reaching your retirement goals will require the same preparation and commitment. For over a century, life expectancy in the United States has been steadily increasing. This good news carries with it the burden of accumulating assets sufficient for an extended retirement. Of equal importance is the need to allocate assets and structure distributions to ensure they last as long as needed.

Have you maxed out your employer's retirement plan options? Or maybe the company doesn't offer a retirement plan? An Individual Retirement Account, or IRA, is another common retirement saving tool. Our IRA experts will help you explore the range of IRA options, features, and tax benefits to select what is best for you.

Retirement Plan Rollovers

Are you changing jobs? Or maybe leaving the corporate world to start your own business? Don't let your 401(k) money get left behind. We offer access to thousands of investment options. Be smart about your options to avoid unnecessary tax consequences related to moving your retirement monies. A Rollover IRA is often the best option to keep your funds growing and tax deferred. Our retirement plan specialists can help you evaluate the best ways to keep your money steadily growing when you are moving at the speed of business.

Planning your investment strategy

Your financial advisor has access to a broad array of investment products such as mutual funds, individual stocks and bonds, or separately managed accounts from independent money managers. Individually, or in conjunction with other retirement accounts, these investment solutions may offer additional avenues to reach your retirement accumulation and distribution goals. And while the options are numerous and the choices potentially confusing, your financial advisor has the knowledge to help you understand the benefits and limitations of each.

A financial advisor can help you determine which investment vehicle or combination of investments is right for you. If you have investments through an employer plan, the advice of a financial consultant can be invaluable by reviewing all of your retirement savings accounts to minimize portfolio overlap, ensure optimum diversification and match your broader retirement planning goals.

Beyond these services, your financial consultant also can help make certain that the amounts you are contributing to the savings vehicles you choose are appropriate both for your current financial situation and achieving your long-term goals.

  • How would you like to live in retirement?
  • How much do you need to save to retire?
  • When do you hope to retire?
  • What investments are right to help you reach these goals?
  • How much should you save to meet your retirement goal?

The most important thing you can do to secure your financial future is to start planning today. Your financial consultant knows the questions to ask and has the answers you need. Why wait? Schedule a free, no-obligation appointment today.

We help companies with their 401k and 403b retirement plans

We help companies with their 401(k) and 403(b) retirement plans