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Subject to credit approval and acceptable appraisal. Insurance must be carried on the property that secures a loan and flood insurance may be required. Any taxes or additional conditions imposed by the city, state or county that the subject property is located in will be the borrowerâ€™s responsibility. Terms and conditions apply. Principal residence only. Condominium (warrantable or non-warrantable) Standard Fannie Mae documentation required. PUD. No investment property or second home.