Deposit Rates

Current as of: 01/31/2023

Fees may reduce earnings

Certificate of Deposit

Term/Product Interest Rate Annual Percentage Yield
3 Month Retail CD 0.60% 0.60%
6 Month Retail CD 0.75% 0.75%
12 Month Retail CD 3.46% 3.50%
18 Month Retail CD 2.23% 2.25%
2 Year Retail CD 1.99% 2.00%
4 Year Retail CD 1.89% 1.90%
5 Year Retail CD 1.89% 1.90%
For deposits of $1,000 to $99,999
A penalty may be imposed for early withdrawal

Jumbo Certificate of Deposit

Term/Product Interest Rate Annual Percentage Yield
7 - 29 Days 0.40% 0.40%
30 - 89 Days 0.50% 0.50%
90 - 119 Days 0.65% 0.65%
120 - 179 Days 0.70% 0.70%
180-269 Days 0.80% 0.80%
270 - 365 Days 3.55% 3.55%
$100,000 to open
A penalty may be imposed for early withdrawal

Money Market Checking for Organizations

Term/Product Interest Rate Annual Percentage Yield
$1 - 99,999 0.25% 0.25%
$100,000 - 999,999 0.70% 0.70%
$1,000,000 & over 1.00% 1.00%
$1,000 minimum to open
Excludes for profit corporations and partnerships
Rate is variable and may change after the account is opened

Personal Money Market Checking

Term/Product Interest Rate Annual Percentage Yield
$1 - 2,499 0.15% 0.15%
$2,500 - 9,999 0.15% 0.15%
$10,000 & over 0.50% 0.50%
$500 minimum to open.
Rate is variable and may change after the account is opened

Money Market Savings

Term/Product Interest Rate Annual Percentage Yield
$1 - 4,999* 0.15% 0.15%
$5,000 - 24,999 0.30% 0.30%
$25,000 - 99,999 0.55% 0.55%
$100,000 - 499,999 0.75% 0.75%
$500,000 - 999,999 1.00% 1.00%
$1,000,000 & over 1.30% 1.30%
$500 minimum to open personal account
$5,000 minimum to open commercial account
*Excludes Commercial Money Market savings accounts.
Rate is variable and may change after the account is opened

Youth Savings Account

Interest Rate Annual Percentage Yield
0.65% 0.65%
$10.00 minimum to open
Rate is variable and may change after the account is opened


Statement Savings or Passbook Savings

Interest Rate Annual Percentage Yield
0.65% 0.65%
$100 minimum to open
Rate is variable and may change after the account is opened


Smart One

Term/Product Interest Rate Annual Percentage Yield
1 - 999 0.00% 0.00%
1,000 - 9,999 0.15% 0.15%
10,000 - 99,999 0.50% 0.50%
100,000 - 499,999 0.70% 0.70%
500,000 & Over 0.90% 0.90%
$10,000 minimum to open
Rate is variable and may change after the account is opened


Community Interest Checking

Term/Product Interest Rate Annual Percentage Yield
1 - 999 0.00% 0.00%
1,000 - 9,999 0.15% 0.15%
10,000 - 99,999 0.50% 0.50%
100,000 - 499,999 0.70% 0.70%
500,000 & Over 0.90% 0.90%
$10,000 minimum to open
Rate is variable and may change after the account is opened


Health Savings Accounts

Term/Product Interest Rate Annual Percentage Yield
0 - 999 0.18% 0.18%
1,000 - 4,999 0.40% 0.40%
5,000 - 9,999 0.85% 0.85%
10,000 + 1.69% 1.70%
$50 minimum to open
Rate is variable and may change after the account is opened





 
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Proud Sponsor of the Sonic Lunch summer concert series since 2008